If you lose your job while pregnant, should you also lose your health insurance? A new Tennessee account He says no – and it’s time.
A bill introduced by State Senator London Lamar (D-Memphis) targets Protection of health coverage for pregnant workers who are registered with an employer’s health plan, ensuring that they remain covered until they give birth – even if they are fired. Movement is an immediate response to the prohibition of the almost total abortion of Tennessee, which forces women to transfer pregnancies to promote, offering a little way for protection for those in need of economic and medical safety during this period.
If passed, Tennessee will be the first state of the country to apply this kind of protection. And it raises the question: Why isn’t it already a national standard?
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Pregnant and fired – now what?
Losing your job while pregnant woman is a nightmare scenario and for many American workers also means losing the only accessible access to prenatal care. While federal law prohibits shooting someone because They are pregnant, gaps in the protection of the workplace mean that discrimination is still happening – and many pregnant workers are out of work at the worst possible time.
Senator Lamar puts it blunt: “Baby should not suffer because you do not want to continue to worry about a person who is pregnant.”
And yet, according to applicable laws, that’s exactly what happens. Health insurance is often tied to employmentwhich means that if the employer decides to reduce payroll, a pregnant worker could lose coverage right when they need it most.
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A greater discussion of pregnancy protection
This bill shows a broader pregnancy protection crisis in America. Here’s the reality:
- Job insecurity for pregnant workers: Even with legal protections such as pEmployee justice lawMany women report that they have been removed from their jobs to request basic accommodation, such as additional bathroom breaks or the ability to sit during a shift.
- A increasing mother’s health crisis: US has one of the highest maternal mortality rates between developed nations and a significant contributors are lack of consistent prenatal carewhich can be disturbed when a woman loses her safety.
- Without national maternity leave: The US is remaining one of the only rich nations that do not guarantee each The paid maternity license, letting parents stir to recover from childbirth while worrying about their salaries.
The fact that Tennessee, one of the most restrictive states on abortions, takes a step towards protecting pregnant workers’ healthcare signals that even conservative states recognize deep imperfections in the system. But an approach to state state is not enough-valid workers need guaranteed protections.
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Could this set a national previous one?
If this bill passes, Tennessee will be the first state to impose continuous health insurance funded by employers for pregnant workers after the termination. But let’s be real – this should not be an innovative idea. Protecting health coverage for pregnant workers should already be the rule, not something left of individual states.
What do we actually need:
- National protection: No pregnant worker should remain uninsured. This should be a federal model, not a patchwork of state laws.
- Affordable, affordable health care: Pregnancy should not be a financial risk. Universal access to an affordable prenatal and after childbirth is necessary.
- A cultural shift: Pregnancy is not a personal burden – it is a social responsibility. We need policies that really support parents, not only to force them to parental care.
America’s approach to pregnancy is broken. We tell the women must Transfer pregnancies to the term, but we do not guarantee them with remuneration, we make child care unaccountable and connecting their health to their employment regime. These gaps in support leave many families who are struggling at a time when they need stability more.
The Tennessee bill is one step in the right direction. Now, it’s time for those responsible for policy -making across the country to accelerate and make sure no pregnant worker – anywhere – has to deal with the loss of their health insurance in the most vulnerable time of their lives.