Close Menu
Healthtost
  • News
  • Mental Health
  • Men’s Health
  • Women’s Health
  • Skin Care
  • Sexual Health
  • Pregnancy
  • Nutrition
  • Fitness
What's Hot

How Barefoot Workout can make you stronger, more athletic and stunning in injuries

June 29, 2025

Books I have recently read – The Fitnessista

June 29, 2025

Sunburn First Aid -7 common mistakes you will regret later

June 29, 2025
Facebook X (Twitter) Instagram
  • About Us
  • Contact Us
  • Privacy Policy
  • Terms and Conditions
  • Disclaimer
Facebook X (Twitter) Instagram
Healthtost
SUBSCRIBE
  • News

    Expansion of genetic code to mammalian cells using pseuduridine -modified codons

    June 29, 2025

    Discover a Dimmer Genetic switch that controls fetal growth

    June 28, 2025

    Who Scientific Advisory Group for the origin of new pathogenic reports for Sars-Cov-2 Origins

    June 28, 2025

    Exploring nervous reactions to mental exhaustion in healthy adults

    June 27, 2025

    The new study reveals how interacts with the Nymphaeol Cell Brand

    June 27, 2025
  • Mental Health

    Which one is right for you? – Talkspace

    June 27, 2025

    Do alternative treatments for bipolar disorder work? Guide based on evidence (2025)

    June 26, 2025

    Data reveals both challenges and positive trends

    June 16, 2025

    How to choose the best yoga teacher training in Rishikesh

    June 14, 2025

    Stress is the most common mental health problem – here is how technology could help manage

    June 11, 2025
  • Men’s Health

    How Barefoot Workout can make you stronger, more athletic and stunning in injuries

    June 29, 2025

    How I turned the chatgpt to my personal nutrition coach and you can also

    June 29, 2025

    Total human care is here: Help men look and feel great now and forever

    June 28, 2025

    Why men ignore sleep apnea (and what they really cost them) – talking about men’s health

    June 28, 2025

    Lessons from a survivor for prostate cancer

    June 26, 2025
  • Women’s Health

    Books I have recently read – The Fitnessista

    June 29, 2025

    Does it support your aesthetic travel your body and mind? Guide

    June 28, 2025

    Eating for real immune support this winter

    June 27, 2025

    What does public health really mean

    June 27, 2025

    How long do you have to expand after MTF? A complete driver to expand – Vuvatech

    June 25, 2025
  • Skin Care

    Sunburn First Aid -7 common mistakes you will regret later

    June 29, 2025

    What is happening first? The step by step guide to build a routine of skin care

    June 28, 2025

    DIY Vitamin C Cucumber The Eye Serum

    June 27, 2025

    Tips for Summer skin care for your best skin

    June 26, 2025

    How a crisis of ingredients led to the best physical form of our deodorant stick

    June 24, 2025
  • Sexual Health

    Can Koles really get chlamydia?

    June 28, 2025

    Overward Visitor and Student Health Insurance in Australia for visa holders

    June 27, 2025

    Disassociation of the latest testosterone treatment lines

    June 27, 2025

    We always know that orgasms were good for you. Now there is proof.

    June 26, 2025

    Josh Duhamel gets testosterone replacement treatment at 52

    June 25, 2025
  • Pregnancy

    AI helps the couple capture after 19 years and 15 IVF attempts

    June 29, 2025

    7 signs your gut can be out of balance

    June 29, 2025

    Helping parents prepare for birth with calm and trust

    June 28, 2025

    Better screen limits for kids: Expert driver for parents

    June 28, 2025

    What is prenatal ability?

    June 27, 2025
  • Nutrition

    25 best vegan taco recipes that are healthy, easy and full of flavor

    June 29, 2025

    Episode 004: Trust your truth against all logic with Angela de la Agua

    June 28, 2025

    Benefits for the health of CoQ10 you should be aware

    June 27, 2025

    Creatine Completion in Menopause: What does science say?

    June 27, 2025

    GLP-1 Enhance the Smoothie recipes push for weight loss

    June 26, 2025
  • Fitness

    Review of the Heat Index: an approach based on evidence

    June 28, 2025

    Bodybuilding Legend Charles Glass’ 5 Favorite Movements Hamstring

    June 27, 2025

    7 Best energy gels 2025, per runners and dieticians

    June 26, 2025

    Different types of training and fitness courses

    June 25, 2025

    Daily habits that changed my hormones and life

    June 24, 2025
Healthtost
Home»Pregnancy»Amounts of Family Budget Categories
Pregnancy

Amounts of Family Budget Categories

healthtostBy healthtostNovember 10, 2024No Comments6 Mins Read
Facebook Twitter Pinterest LinkedIn Tumblr Reddit WhatsApp Email
Amounts Of Family Budget Categories
Share
Facebook Twitter LinkedIn Pinterest WhatsApp Email
Not sure how much to spend on groceries, savings or entertainment? Use these budget categories and amounts to create a money-saving plan that works for your family. Save this pin and organize your personal finances today! via @pullingcurls

I have a bunch of posts about budgeting that talk about how great a budget is, how it can free you from financial guilt. I even posted my actual family budget.

But that’s me and it’s not you. It’s so hard to do stare at a bank note and then try to make a budget out of it – one you can live off of. Living from it is what you should emphasize. There is no REASON to make a budget that you literally cannot make. Check out my post on tips for this.

pie chart // budget categories made easypie chart // budget categories made easy

At first, I thought this post was showing many different tips on budget percentages. I compared it to my own budget and it comes out pretty similar.

Our own budget is quite difficult to do because Our income varies so much. Do the rest of you have a fairly fixed income or does it vary a lot?

For us, it is very important to we have a good budget that allows for all our needs (and some wants) so we can flow when income is high (put money into savings because we don’t overspend) and stay tight on budget during lean times (and possibly draw from savings).

For us – ours looks like this:

  • Mortgage & HOA 29%
  • Utilities (which includes cell, water, trash, internet, TV (Netflix, Electric) 10%
  • Insurance (includes auto, life and health) 21% {sigh}
  • Charity 10%
  • 3% health save
  • Groceries 15%
  • Household needs 1%
  • Gas 5%
  • dating 2%
  • Personal Money/3% Allowance
  • Wiggle Room 1%

I took a deep dive into this when I originally wrote this post in 2016, but the numbers are pretty much the same — I’ve noted below if they’ve changed.

Let’s look at some ways to save in each of these areas:

Mortgage & HOA 29%

Most people say to keep your home under 30% of your budget, but I have to be honest when we lived in California it was closer to 50%.

Of course, make sure you have:

  • Good mortgage rate
  • Use an insurance broker to make sure you’re getting the best price on your homeowners insurance.

Utilities (which includes cell, water, trash, internet, TV (Netflix, Electric) 10%

Sure, you can’t use the A/C or heat or limit showers to 5 minutes — but this category often just “is what it is.”

I think it’s smart to call your cell phone or ISP every once in a while, maybe try to cancel and see if there’s a better plan they can offer — but sometimes you get the best price.

Man, when we had cable I bet there were more, but we really like to pick a few streaming services and switch between the ones we like.

I think a lot of people get stuck always having Netflix when we have a few through our cell phone bill and then switching between Max, Apple TV and Netflix to always have something new to watch.

I love what my dad and I had to say about streaming services on this podcast (he’s an economics professor).

Insurance (includes auto, life and health) 21% {sigh}

Health insurance can really take a toll on a family. I know that percentage is higher than it is now.

We actually switched to using a Healthshare which greatly reduced this.

We also have a couple of young drivers on our auto policies that have jacked them up a bit (not to mention a tiny accident).

Again, make sure you use a broker to make sure you get the right pricing…

BUT, if reducing your health insurance bill can help, check out these posts:

Charity 10%

We give 10% of our income to various charities. There are many good places our dollar accounts can go.

3% health save

We used to put money into an HSA every month for health care. We are no longer allowed to do this because, at this time, you cannot use an HSA with a Health Share. It’s annoying and I’m sure grocery stores have gobbled up that line item.

Groceries 15%

The more teenagers we had, I would think that number is a bit higher.

Shop the ads, try to coupon, try to pick meals that are cheaper. We all know how to skimp on it, it’s just that beans and rice don’t really satisfy….

Household needs 1%

This is things like clothes, fixing little things around the house….

We contribute to a “home improvement” fun with some of our excess cash each month that’s been sitting there for big things — like a new roof, etc.

Gas 5%

Natural gas is what it is. In addition, the price seems to vary quite a bit. We try to combine trips and use the car with the best gas mileage as often as possible.

My ❤️ hotels for your 2024 trip:
– Best Western Park Place — is the NEAREST hotelit has a breakfast and if it is available for your dates, BOOK IT. If not, check it out Tropicana.
– Cambria – this is my favorite with a excellent price for larger groups – has a water park and free breakfast (can’t walk though) – but if you want a walk-up suite, check out Castle Inn


dating 2%

Now that we don’t have little kids at home, we don’t go out as much, but as I look at this category we should. We should go out more, it will save us the cost of a divorce lawyer. 🙂

Personal Money/3% Allowance

We each get a little money to use ourselves and we pay the allowance to our children (under 18) every month. Instead of giving them money from time to time to do things with friends, we give them a lump sum once a month that they can budget for.

These are life skills that will definitely be needed soon!

Wiggle Room 1%

I tend to fund the month (because we pre-fund our budget) a little more than what we REALLY need in the budget. I feel a little less uptight that way.

And somehow, when I feel less tight I think I spend less.

But, this is me. You will have to decide if you just want to fund this account in dollars.

Again, I think it is SO important to be honest about what we spend. It’s important to be honest with YOURSELF and I’m happy to share with you what we spend. Between my data and the % mentioned in the post above, it should give you a great idea for yourself.

Our family's real budget rates for your enjoyment. Compare it with yours!Our family's real budget rates for your enjoyment. Compare it with yours!

Make a budget, it will set you free.

If you enjoyed this post, please subscribe to my newsletter (you can even do so below)! Be sure to follow my Cheaper by the Me board on Pinterest.

Is the $ just not hanging around for you?

Here at Pulling Curls we’re transparent about our budget, how hard it can be to stay on one, and we’re giving you manageable tips in your inbox!

Selected imageSelected image

Amounts Budget Categories Family
bhanuprakash.cg
healthtost
  • Website

Related Posts

AI helps the couple capture after 19 years and 15 IVF attempts

June 29, 2025

7 signs your gut can be out of balance

June 29, 2025

Helping parents prepare for birth with calm and trust

June 28, 2025

Leave A Reply Cancel Reply

Don't Miss
Men's Health

How Barefoot Workout can make you stronger, more athletic and stunning in injuries

By healthtostJune 29, 20250

It can be amazing in a world full of pillow trainers, gel inserts and gold…

Books I have recently read – The Fitnessista

June 29, 2025

Sunburn First Aid -7 common mistakes you will regret later

June 29, 2025

AI helps the couple capture after 19 years and 15 IVF attempts

June 29, 2025
Stay In Touch
  • Facebook
  • Twitter
  • Pinterest
  • Instagram
  • YouTube
  • Vimeo
TAGS
Baby benefits body brain cancer care Day Diet disease exercise finds Fitness food Guide health healthy heart Life Loss Men mental Natural Nutrition Patients Pregnancy protein research reveals Review risk routine sex sexual Skin study Therapy Tips Top Training Treatment Understanding ways weight women Workout
About Us
About Us

Welcome to HealthTost, your trusted source for breaking health news, expert insights, and wellness inspiration. At HealthTost, we are committed to delivering accurate, timely, and empowering information to help you make informed decisions about your health and well-being.

Latest Articles

How Barefoot Workout can make you stronger, more athletic and stunning in injuries

June 29, 2025

Books I have recently read – The Fitnessista

June 29, 2025

Sunburn First Aid -7 common mistakes you will regret later

June 29, 2025
New Comments
    Facebook X (Twitter) Instagram Pinterest
    • About Us
    • Contact Us
    • Privacy Policy
    • Terms and Conditions
    • Disclaimer
    © 2025 HealthTost. All Rights Reserved.

    Type above and press Enter to search. Press Esc to cancel.