Close Menu
Healthtost
  • News
  • Mental Health
  • Men’s Health
  • Women’s Health
  • Skin Care
  • Sexual Health
  • Pregnancy
  • Nutrition
  • Fitness
What's Hot

30 minutes Kettlebell Core Workouts to strengthen your abdomen

June 9, 2025

Semaglutide for Weight Loss – Summer Safety and Side Effects Guide

June 9, 2025

Teenagers and sexual education during the Covid-19 pandemic and beyond

June 9, 2025
Facebook X (Twitter) Instagram
  • About Us
  • Contact Us
  • Privacy Policy
  • Terms and Conditions
  • Disclaimer
Facebook X (Twitter) Instagram
Healthtost
SUBSCRIBE
  • News

    AI model detects brain tumors with high precision using epigenetic fingerprints

    June 8, 2025

    The new study warns long -term risks from germ transplants

    June 8, 2025

    Self-collection tests could be a solution to increase access to cervical cancer control

    June 7, 2025

    Preeclampsia associated with long -term brave disbelief and worsening the effects of stroke

    June 7, 2025

    In Axing’s MRNA contract, Trump delivers another blow to US bio -security, former officials say

    June 6, 2025
  • Mental Health

    Heart attack or panic attack? Why do young people call ambulances for non -managed stress

    June 7, 2025

    My journey, my development, my truth – uninterrupted

    June 6, 2025

    Why I am fighting for mental health change

    June 3, 2025

    Girls with painful periods are twice as high as their peers to have symptoms of anxiety or depression

    June 2, 2025

    Does psychiatric drug kill creativity? Rejecting Van Gogh’s myth

    May 29, 2025
  • Men’s Health

    30 minutes Kettlebell Core Workouts to strengthen your abdomen

    June 9, 2025

    Scientists identify genetic indications that connect air pollution to neurodegeneration

    June 7, 2025

    Do you want a stronger back? This Powerlifter’s secret weapon is a secret weapon

    June 7, 2025

    Chains, bands and greater profits: Guide to deal with resistance

    June 6, 2025

    Phil Stutz, True Magic & Healing Mankind: Useful tools for today’s World – Part 2: Universe 1 and Universe 2

    June 6, 2025
  • Women’s Health

    Making the connection between collagen and recovery from exercise

    June 8, 2025

    Alice Connors for purpose and progress

    June 4, 2025

    8 teenagers of vitamins must actually get

    June 4, 2025

    Reasons for frequent urination

    June 3, 2025

    Life with myalgian encephalomyelitis/chronic fatigue syndrome

    June 3, 2025
  • Skin Care

    Semaglutide for Weight Loss – Summer Safety and Side Effects Guide

    June 9, 2025

    10 signs it’s time to see an acne expert

    June 8, 2025

    11 Important facts for Botox Botox hood

    June 7, 2025

    Liposcopy: Is it right for you?

    June 7, 2025

    Ideas for father’s day and beyond

    June 4, 2025
  • Sexual Health

    Teenagers and sexual education during the Covid-19 pandemic and beyond

    June 9, 2025

    The odd rise of cases of syphilis to heterosexual men in the UK

    June 8, 2025

    The Role of Certified LGBTQ Certified Sexual Therapist – Sexual Health Alliance

    June 7, 2025

    How Pride paved the way for sexual well -being

    June 5, 2025

    Best male masturbation positions Female

    June 4, 2025
  • Pregnancy

    Love in Melbourne Australia – Tiffany Rose Maternity Blog UK

    June 8, 2025

    How to remain calm with high blood pressure during pregnancy?

    June 7, 2025

    Pink Stork’s flagship product – as shown in “Empowered by Meg Ryan”

    June 7, 2025

    You don’t have to know everything – only that before birth

    June 6, 2025

    Top 100 Names of Girls 2024

    June 5, 2025
  • Nutrition

    The busy mom’s driver for intestinal-brain connection

    June 7, 2025

    Healthy Banana Bread (Child Approved) Sarah Remat

    June 6, 2025

    The secret to the loss of persistent belly fat by registered dieticians

    June 5, 2025

    Why are you always tired and what to do

    June 5, 2025

    20 herbal and wonderful recipes with appetizers

    June 4, 2025
  • Fitness

    Creamy all the toast Avocado bagel (easy, salty breakfast!)

    June 8, 2025

    Men’s Health Month: Dealing longevity vacuum

    June 7, 2025

    Best 12 biceps exercises ranked: build larger and stronger weapons

    June 6, 2025

    Próximamente el 10 de junio: 25 minutes of train de Joel Freeman

    June 5, 2025

    The best weight counter to add to your home gym in your 2025

    June 5, 2025
Healthtost
Home»Pregnancy»Amounts of Family Budget Categories
Pregnancy

Amounts of Family Budget Categories

healthtostBy healthtostNovember 10, 2024No Comments6 Mins Read
Facebook Twitter Pinterest LinkedIn Tumblr Reddit WhatsApp Email
Amounts Of Family Budget Categories
Share
Facebook Twitter LinkedIn Pinterest WhatsApp Email
Not sure how much to spend on groceries, savings or entertainment? Use these budget categories and amounts to create a money-saving plan that works for your family. Save this pin and organize your personal finances today! via @pullingcurls

I have a bunch of posts about budgeting that talk about how great a budget is, how it can free you from financial guilt. I even posted my actual family budget.

But that’s me and it’s not you. It’s so hard to do stare at a bank note and then try to make a budget out of it – one you can live off of. Living from it is what you should emphasize. There is no REASON to make a budget that you literally cannot make. Check out my post on tips for this.

pie chart // budget categories made easypie chart // budget categories made easy

At first, I thought this post was showing many different tips on budget percentages. I compared it to my own budget and it comes out pretty similar.

Our own budget is quite difficult to do because Our income varies so much. Do the rest of you have a fairly fixed income or does it vary a lot?

For us, it is very important to we have a good budget that allows for all our needs (and some wants) so we can flow when income is high (put money into savings because we don’t overspend) and stay tight on budget during lean times (and possibly draw from savings).

For us – ours looks like this:

  • Mortgage & HOA 29%
  • Utilities (which includes cell, water, trash, internet, TV (Netflix, Electric) 10%
  • Insurance (includes auto, life and health) 21% {sigh}
  • Charity 10%
  • 3% health save
  • Groceries 15%
  • Household needs 1%
  • Gas 5%
  • dating 2%
  • Personal Money/3% Allowance
  • Wiggle Room 1%

I took a deep dive into this when I originally wrote this post in 2016, but the numbers are pretty much the same — I’ve noted below if they’ve changed.

Let’s look at some ways to save in each of these areas:

Mortgage & HOA 29%

Most people say to keep your home under 30% of your budget, but I have to be honest when we lived in California it was closer to 50%.

Of course, make sure you have:

  • Good mortgage rate
  • Use an insurance broker to make sure you’re getting the best price on your homeowners insurance.

Utilities (which includes cell, water, trash, internet, TV (Netflix, Electric) 10%

Sure, you can’t use the A/C or heat or limit showers to 5 minutes — but this category often just “is what it is.”

I think it’s smart to call your cell phone or ISP every once in a while, maybe try to cancel and see if there’s a better plan they can offer — but sometimes you get the best price.

Man, when we had cable I bet there were more, but we really like to pick a few streaming services and switch between the ones we like.

I think a lot of people get stuck always having Netflix when we have a few through our cell phone bill and then switching between Max, Apple TV and Netflix to always have something new to watch.

I love what my dad and I had to say about streaming services on this podcast (he’s an economics professor).

Insurance (includes auto, life and health) 21% {sigh}

Health insurance can really take a toll on a family. I know that percentage is higher than it is now.

We actually switched to using a Healthshare which greatly reduced this.

We also have a couple of young drivers on our auto policies that have jacked them up a bit (not to mention a tiny accident).

Again, make sure you use a broker to make sure you get the right pricing…

BUT, if reducing your health insurance bill can help, check out these posts:

Charity 10%

We give 10% of our income to various charities. There are many good places our dollar accounts can go.

3% health save

We used to put money into an HSA every month for health care. We are no longer allowed to do this because, at this time, you cannot use an HSA with a Health Share. It’s annoying and I’m sure grocery stores have gobbled up that line item.

Groceries 15%

The more teenagers we had, I would think that number is a bit higher.

Shop the ads, try to coupon, try to pick meals that are cheaper. We all know how to skimp on it, it’s just that beans and rice don’t really satisfy….

Household needs 1%

This is things like clothes, fixing little things around the house….

We contribute to a “home improvement” fun with some of our excess cash each month that’s been sitting there for big things — like a new roof, etc.

Gas 5%

Natural gas is what it is. In addition, the price seems to vary quite a bit. We try to combine trips and use the car with the best gas mileage as often as possible.

My ❤️ hotels for your 2024 trip:
– Best Western Park Place — is the NEAREST hotelit has a breakfast and if it is available for your dates, BOOK IT. If not, check it out Tropicana.
– Cambria – this is my favorite with a excellent price for larger groups – has a water park and free breakfast (can’t walk though) – but if you want a walk-up suite, check out Castle Inn


dating 2%

Now that we don’t have little kids at home, we don’t go out as much, but as I look at this category we should. We should go out more, it will save us the cost of a divorce lawyer. 🙂

Personal Money/3% Allowance

We each get a little money to use ourselves and we pay the allowance to our children (under 18) every month. Instead of giving them money from time to time to do things with friends, we give them a lump sum once a month that they can budget for.

These are life skills that will definitely be needed soon!

Wiggle Room 1%

I tend to fund the month (because we pre-fund our budget) a little more than what we REALLY need in the budget. I feel a little less uptight that way.

And somehow, when I feel less tight I think I spend less.

But, this is me. You will have to decide if you just want to fund this account in dollars.

Again, I think it is SO important to be honest about what we spend. It’s important to be honest with YOURSELF and I’m happy to share with you what we spend. Between my data and the % mentioned in the post above, it should give you a great idea for yourself.

Our family's real budget rates for your enjoyment. Compare it with yours!Our family's real budget rates for your enjoyment. Compare it with yours!

Make a budget, it will set you free.

If you enjoyed this post, please subscribe to my newsletter (you can even do so below)! Be sure to follow my Cheaper by the Me board on Pinterest.

Is the $ just not hanging around for you?

Here at Pulling Curls we’re transparent about our budget, how hard it can be to stay on one, and we’re giving you manageable tips in your inbox!

Selected imageSelected image

Amounts Budget Categories Family
bhanuprakash.cg
healthtost
  • Website

Related Posts

Love in Melbourne Australia – Tiffany Rose Maternity Blog UK

June 8, 2025

How to remain calm with high blood pressure during pregnancy?

June 7, 2025

Pink Stork’s flagship product – as shown in “Empowered by Meg Ryan”

June 7, 2025

Leave A Reply Cancel Reply

Don't Miss
Men's Health

30 minutes Kettlebell Core Workouts to strengthen your abdomen

By healthtostJune 9, 20250

Looking to get your basic training at the next level in just 30 minutes? A…

Semaglutide for Weight Loss – Summer Safety and Side Effects Guide

June 9, 2025

Teenagers and sexual education during the Covid-19 pandemic and beyond

June 9, 2025

Creamy all the toast Avocado bagel (easy, salty breakfast!)

June 8, 2025
Stay In Touch
  • Facebook
  • Twitter
  • Pinterest
  • Instagram
  • YouTube
  • Vimeo
TAGS
Baby benefits body brain cancer care Day Diet disease exercise finds Fitness food Guide health healthy heart Life Loss Men mental Natural Nutrition Patients Pregnancy protein research reveals Review risk routine sex sexual Skin study Therapy Tips Top Training Treatment Understanding ways weight women Workout
About Us
About Us

Welcome to HealthTost, your trusted source for breaking health news, expert insights, and wellness inspiration. At HealthTost, we are committed to delivering accurate, timely, and empowering information to help you make informed decisions about your health and well-being.

Latest Articles

30 minutes Kettlebell Core Workouts to strengthen your abdomen

June 9, 2025

Semaglutide for Weight Loss – Summer Safety and Side Effects Guide

June 9, 2025

Teenagers and sexual education during the Covid-19 pandemic and beyond

June 9, 2025
New Comments
    Facebook X (Twitter) Instagram Pinterest
    • About Us
    • Contact Us
    • Privacy Policy
    • Terms and Conditions
    • Disclaimer
    © 2025 HealthTost. All Rights Reserved.

    Type above and press Enter to search. Press Esc to cancel.